Wealth Creation Strategies

 

Wealth creation at every stage in life

Our goal at Wilson HTM Investment Group is to assist clients in achieving their financial goals. Whatever your stage in life, be it saving for a house, putting the kids through school or approaching retirement, achieving your financial goals requires planning.

At different stages in life you will experience changes to your income, your lifestyle and your priorities. We understand these changes and will help you implement strategies that will continue to maximise your wealth and keep you on track no matter what.

In your 20's - Financial Independence

  • Investing your money effectively;
  • Starting a savings plan;
  • Using salary sacrificing for future wealth creation;
  • Using borrowing as an effective wealth creation tool;
  • Working out an appropriate superannuation strategy.

In your 30's - Accumulation and Asset Building

  • Increasing your assets without being over-exposed to risk;
  • Unlocking your homes potential as an effective investment tool;
  • Salary Sacrificing;
  • Getting the balance right between savings and borrowings;
  • Structuring your assets between income and growth;
  • Setting up a family trust;
  • Managing redundancy or a career change.

In your 40's - Superannuation

  • Working out the right level of contribution to your super;
  • Working out how much you will need in retirement;
  • Protecting your family against risk;
  • Correctly structuring an inheritance.

In your 50's - Pre-Retirement Planning

  • Working out when to retire;
  • Effectively investing your redundancy payout;
  • Topping up your superannuation;
  • Drawing down on your superannuation;
  • Investment structuring and implications for retirement?

In your 60's and over - Enjoying the lifestyle you have created

  • Maximising returns but minimising tax;
  • Keeping your asset growth ahead of inflation;
  • Ensuring you have enough to travel and buy those things you always wanted;
  • Estate planning.