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  • ABOUT OUR FINANCIAL ADVISERS
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Asset allocation benefits

Having the correct asset allocation is one of the most crucial factors in determining returns from investments. Simply, asset allocation involves determining the appropriate weighting of funds across asset classes, such as equities, property, fixed interest and cash, which will meet your goals with an acceptable level of risk.

Returns from the various asset classes tend to move in different directions. By spreading, or diversifying your funds across the asset classes your portfolio is less likely to be subject to large swings in performance.

Strategy and advice

Constructing the appropriate asset allocation is a complex task. In determining the asset allocation of your portfolio your Wilson HTM adviser will examine your attitude towards risk, your investment time frame and income requirements.

Asset allocation is also an ongoing process. As you move closer towards your goals the mix of assets within your portfolio may need to change. For example, while you are working having exposure to assets that generate capital growth will be important however as you move closer to retirement income producing assets may become a priority.